MR. FIXED RETURNS

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If it’s not fixed return then, it’s not worth it – is the motto of this personality. Assurance of returns is most important here. The very thought of market volatility is terrifying is not their cup of tea.

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MR. MUMMA’S BOY

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The Indian parents’ need to manage their child till his/her old age gives rise to this category. For many of us, at least our first investment is done on dad’s recommendation. For them, blissful sleep and remaining carefree is “the strategy”.

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MADAM PERFECTIONIST

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She knows her stuff to perfection or if she doesn’t, she learns it. Be it the “masalas” in her kitchen or the clothes in her wardrobe, be it an important due date – the bills, EMIs, insurance premiums, or SIP dates – she never miss on it. She is a pro

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MR. TIP MAN

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His investments are made on tips – best deposits, best stock to buy, best mutual fund schemes etc. He can also be named as Mr. Get-Rich-On-Tips.

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 MR. PLANNED

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He has it all planned out. He is not an expert but ensures that he makes the right choice. Mr Planned in that sense is the monk by default. He has well-planned his finances for every stage of life. He sleeps peacefully in the knowledge that his financial planning will secure all that he cares and loves.

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 MR. PROTECTION

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Fear drives Mr Protection. For him, there is no differentiation between insurance and investment. Like Mr. Fixed Returns, he finds market volatility terrifying. Hence, insurance is all that he seeks.

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 MR. GO WITH THE FLOW

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Unfortunately, today this is a growing breed where EMIs and unwanted desires are more important than investing for future needs.

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 MR. GOLD

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Gold is the traditional investment that’s travelling since generations. Indians including Mr Gold, finds hard to think beyond.

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 MR. REAL-ESTATE

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After Gold, real estate is another hot favourite for Indians to park their money. Mr. Real Estate lives by the motto that money can be made only by buying property.

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Investment is fun as long as you are investing in a disciplined and diversified manner with right guidance.